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Extend KfW Student Loan: Everything You Need to Know
Extend KfW Student Loan: Everything You Need to Know

How do I extend my KfW student loan? Get clear instructions and information to successfully continue your study financing.

Manuel avatar
Written by Manuel
Updated over a week ago

Step-by-Step Guide: Extending the KfW Student Loan

If you are currently utilizing a KfW student loan and are seeking to extend its duration, you've come to the right place. In this article, we will provide you with detailed instructions and essential information to successfully continue your study financing. Our step-by-step guide will ensure a smooth and hassle-free process, enabling you to extend your KfW student loan without any issues.

The Duration of the KfW Student Loan

Unlike traditional loans with fixed contract periods, the KfW student loan is designed to adapt to your individual needs. It does not have a predetermined duration but rather a maximum disbursement period. You have the flexibility to determine the exact duration of disbursements by providing the necessary documentation to extend your loan. However, it is important to be aware of the deadlines associated with the extension process.

The extension deadlines are based on KfW's funding semesters, which commence on April 1st and October 1st each year. To ensure a seamless extension, it is crucial to extend your student loan no later than April or October, depending on your specific situation. For precise deadlines and additional details, such as proof of academic performance requirements or extension certificate guidelines, please refer to the "Sie haben diesen Monat kein Geld bekommen?" section on the KfW website.

Extending the Loan Outside the Standard Semester Dates

If your semesters do not align with the standard April 1st or October 1st start dates, there's no need to worry. The extension deadlines remain unchanged, and you can easily adjust your loan extension accordingly. Let's consider an example:

  • Winter semester: December 1st - May 31st

  • Summer semester: June 1st - November 30th

In this case, for the April extension, you would need to submit the enrollment certificate from your winter semester. Despite the winter semester ending on May 31st, your next extension would be due in October, when you submit the certificate for the summer semester, and so forth. This ensures a seamless extension process, even if your semester dates differ from the standard schedule.

The Extension Process: A Step-by-Step Guide

To simplify the extension process and enhance user experience, KfW has introduced a brand-new process for the digital extension, and we created a new platform to complete the extension. This platform streamlines the extension process, making it faster and more user-friendly. To extend your student loan, follow the step-by-step instructions outlined below:

  1. Click on "Nachweise" ➡ "Immatrikulation"

  2. Select "deineStudienfinanzierung"

  3. Create an account on the new platform

    1. You will be redirected to our new platform specifically designed for extending student loans. Even if you already have an account on our homepage, it is necessary to create a new account on this platform.

  4. Provide your enrollment certificate details

  5. Upload your enrollment certificate

  6. Verification process and email confirmation

    1. Once you have submitted your enrollment certificate, we will take care of the verification process. You will receive an email notification once everything has been completed.

Please note that the duration of the verification process may vary based on factors such as the number of inquiries. While it can take up to two weeks in some cases, KfW strives to expedite the process and often completes it within a few hours. Rest assured that we are committed to processing your request in a timely manner, ensuring that your enrollment certificate is approved before the deadline.

Our New Platform for Extensions

During the extension process, you will notice that you are redirected to a new page, which may look slightly different from our regular homepage. However, there is no need for concern. This new platform is still part of deineStudienfinanzierung.

To ensure that you are on the correct page, refer to the provided screenshot, which illustrates the appearance of the new platform. Familiarize yourself with its layout to verify that you are in the right place:

Our new platform for the student loan extension

After collecting your feedback, we also created a new design for our platform. We are always happy to hear your feedback to create the best platform for you to complete your student loan extension:

Unsere neue Plattform zur Verlängerung des Studienkredits
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